Share Savings Accounts:
Have you opened your savings account with us, yet? All it takes to join is a minimum deposit of $50.00, a $2.00 membership fee, a completed signature card, and two forms of identification for each person authorized on the account (current driver's license and a copy of social security card). Call us today (985-785-3350), or have your relative contact us and let us determine their eligibility. Let's get started sharing the benefits of membership with Barton Plant EFCU.
Christmas Club Accounts:
When you open a Christmas Club account with us, you not only have the convenience of saving a small amount throughout the year to meet your holiday needs, but you also earn dividends on your money. Deposits can be made in our office, by mail, ACH deposits or payroll deduction. A check will be mailed to you in early October, to give you plenty of time to shop. You can open a Christmas Club account at any time during the year and you control the amount to be deposited. Call or stop by to open your account today.
If you did not have a Christmas Club savings with us in 2013, hurry and get started now for 2014. Putting aside as little as $20, twice a month for 12 months, will add up to $480.00. When you get your check next October, you will be glad you made that small contribution each paycheck.
Let us help your money work for you!
Vacation Club Accounts:
Planning next year's vacation? Let us help make it easier for you. Open a Vacation Club account at the credit union and your souvenirs won't include your credit card bills. Regularly tucking away even small amounts can add up. You can make saving painless by automatically transferring the funds into a Vacation Club account. Then whether your idea of a vacation is the beach or a Broadway show, you can relax knowing you can still take advantage of the convenience of using your credit card, but you are not sinking deeper into debt every time you do so, because the funds in your Vacation Club can help pay the credit card bill. Also, because you won't be paying interest charges, you'll have more funds for vacation fun. Your Vacation Club account is your ticket to leaving worry and stress behind you. For details on how you can open yours, call or stop by the credit union today.
Term Share Deposits:
We now offer a new type of deposit account so you can earn higher dividends on your money. These share certificate accounts have a specific term for maturity and are fixed rates. We offer several options for the term length, with minimum deposit amounts for different rates. Term Share Deposit Accounts are automatically renewable. *Subject to early withdrawal penalties. Annual Percentage Yield quoted is based on deposits held until full term and dividends added to Term Share balance monthly. Early withdrawal of principal and/or transfer of dividends to shares will reduce dividends earned and APY. Rates for new deposits are subject to change without prior notice. Call us to get the current rates.
Maximum Deposit per Term Share - $100,000. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Visa Gift Cards – The Gift of Choice
Finding the perfect gift just got easier!
Everyone enjoys the convenience of a Visa Gift card. It’s the ideal choice for birthdays, holidays, weddings, and all your gift-giving occasions.
Discover the advantages of purchasing a Visa Gift Card:
Flexibility: Recipients can buy what they want, when they want—whether shopping online, in person, or by phone.
Protection: It’s safer than cash and can be replaced if lost or stolen. Plus, it provides the protection and security features you've come to expect from Visa.
Choice: Visa Gift cards can be used everywhere Visa cards are accepted – that means millions of places to choose the perfect gift.
And because it’s a prepaid card, spending is limited to the amount of money placed on the card for your recipient.
To purchase a Visa Gift card today, simply stop by the credit union or give us a call.
Audio Teller can do anything a teller can do. No more waiting on the phone. No more getting information only during business hours. No more standing in line waiting for account information. You can use Audio Teller anytime during the day or night. Easy to use, convenient and fast...that's Audio Teller.
Audio Teller, the Credit Union's free audio response service, allows all members to take care of routine Credit Union business by telephone any time of the day or night, any day of the week, including weekends and holidays. Audio Teller gives you convenient access to your Credit Union accounts, absolutely free of charge.
Transactions that can be done using Audio Teller:
- Check on the current balance in any of your accounts
- Inquire about deposits
- Make transfers
- Request withdrawals (sent to you by check)
- Make loan payments
- Check on your payroll deductions or direct deposits
Audio Teller offers a fast, secure and accurate way to transact credit union business with ease and convenience. To use Audio Teller, you will need your account number (NO DASHES) and the last 4 digits of the PRIMARY account owner’s SSN.
Simply call our Toll-Free number at 1-866-785-3350, and follow the menu prompts.
AUDIO TELLER INSTRUCTIONS
(A complete list of instructions is available by clicking the AUDIO TELLER INSTRUCTIONS link below.)
Share Draft (Checking) Accounts
Some habits are like an old moth-eaten sweater: Comfortable, but not meeting your current needs. If you’ve had the same checking account since mini skirts and parachute pants were in fashion, it’s probably time to make the switch. With a Share Draft (Checking) account here at the Credit Union, you’ll enjoy all of the advantages you’ve come to expect from the Credit Union.
We invite you to compare: What is your minimum balance requirement? Is there a per check fee or monthly service fee? What other fees are you paying? What about overdraft protection? When you compare the features of your current account with the features of a checking account at the Credit Union, we think you’ll find that we check out on every measure.
Effective June 1, 2012, the credit union now offers dividend earning checking accounts, If you qualify for a "Premier" checking account, you may earn dividends at a higher rate than a regular checking account. To qualify, you must have an active debit card affiliated with the checking account, have at least one monthly direct deposit into the account, enroll in online banking and enroll for E-Statements.
So wait no longer! Contact us about our FREE Share Draft (Checking) Accounts, and we’ll show you how easy it is to make the switch.
Visa Debit Card Program
What is a “Debit Card?”
Plastic cards called "debt cards" are issued by financial institutions for use by their members/customers. The card allows its member/customer to make purchases directly from funds in their checking accounts. A debit card is different from a credit card because the purchases are made with funds that already exist in the member’s/customer's account, rather than from a credit account that can be paid at a later date. In addition, the member/customer can withdraw funds from his checking account by using an automatic teller machine (ATM). Debit cards can be found in most countries of the world, and are reducing the number of checks that have to be processed.
What type of Debit Cards does Barton Plant EFCU Offer their members?
Visa Debit Cards
A Visa Debit card, also known as a Visa check card is a debit card that works like a check, only better. When you make purchases, the amount is deducted directly from your checking account — but you also enjoy added convenience and security protections.
Pay for all types of purchases quickly and easily.
Just use your Visa Debit card when you are ready to pay. It works fast, so there's no need to write checks or fumble for change. Plus, you'll save on trips to the ATM and can leave your checkbook at home. And because it's accepted at millions of places worldwide, you can use it for nearly anything, including:
Gain peace of mind with Visa's extra security protections.
| Movie tickets
Gas and automotive services
When you sign for your purchases, your money comes directly from your checking account, but you also get security protections that help prevent, detect and resolve fraud, including:
- Visa's Zero Liability Policy*, which protects you from unauthorized charges. Any funds taken from your account due to fraudulent use will be returned to you.
- Continuous fraud monitoring to detect and prevent suspicious activity on your debit card
- Access to Identity Theft Assistance to help you recover your identity and prevent further problems
- A 3-digit security code to verify your identity for Internet and phone purchases.
Here's how to sign for your purchases:
Swipe and Sign: Use your Visa Debit card, tell the cashier you want to sign for your purchase and sign the receipt.
At a PIN pad: Swipe your card, select CREDIT on the keypad and sign the receipt.
You'll receive these same security protections when you use your Visa Debit card for online, phone and mail orders or for purchases at merchants that do not require a signature.
Improve your money management with an up-to-date balance and transaction history.
Debit card transactions are automatically deducted from your checking account and typically posted within 24 hours of your purchase. So you can check your updated balance and transaction record using online banking or by calling audio teller 24/7.
In addition, every month you'll also receive a checking account statement that details your purchases, including merchant name, location, date and amount. So it's easy to see where your money goes.
Please call us today to get more information on how to obtain a Visa Debit Card!!
Covers U.S.-issued Visa Debit/check cards only. Does not apply to ATM transactions or PIN transactions not processed by Visa. Individual provisional credit amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by Barton Plant EFCU based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify Barton Plant EFCU immediately of any unauthorized use. Transaction at issue must be posted to your account before provisional credit may be issued. For specific restrictions, limitations and other details, please consult your issuer. Additional information is also available at http://visa.com/security.
To report a LOST or STOLEN ATM/DEBIT CARD, please call 1-800-500-1044 immediately.
ATM Card Program
Need cash??? Tired of having to cash checks?
Ever tried to get money and we weren’t open? Well, now we’ve got you covered!
Barton Plant EFCU now offers ATM Cards! With a Barton Plant EFCU ATM Card, you can access your account(s) to verify your balance(s), make transfers, or obtain cash 24/7 (up to $500/day). Your ATM card is accepted WORLDWIDE at any ATM terminal linked to the Pulse, Plus, or Intercept Networks. Visit http://www.surchargefree.com/atmloc.htm to find an ATM near you with NO SURCHARGE! Your card is also accepted at all Capital One Bank ATM’s and you will not be charged the Capital One Bank terminal fee! *Additional charges will apply – please see our Fee Schedule for more information.
Call us today to get more information on how to get your ATM Card!
Life’s too short to spend so much of it in line. We can’t help you at the grocery store, the big box, or airport security, but we can help you at the Credit Union! When you sign up for Online Banking at the Credit Union, you can do many of the same transactions from the comfort of your personal computer. Going online means you can manage your finances at anytime 24/7. With Barton Plant EFCU’s Online Banking, you are on your schedule, not ours. To find out how easy it is to sign up for Online Banking, come by today or give us a call!
What are eStatements?
eStatements are electronic copies of your account statements that you can view, search, save and print online!
Fast – eStatements are available online days sooner than paper statements arrive by mail.
Convenient –No need to file away paper statements; we store them for you online.
Secure – Access your eStatements using a secure account log in. eStatements are not sent by e-mail or by paper to an unsecure mailbox.
Environmentally friendly – eStatements save paper, ultimately saving trees!
Join many other members who have already made the decision to save time, space, money and trees with eStatements. Enroll quickly and easily online today when you log in to your account using Online Banking and choose “Accounts” and then choose “Account Statement” from the left menu.
Who is Eligible for eStatements?
All Credit Union accounts are eligible for our FREE eStatements Service.
Free Electronic Bill Pay
Take the hassle out of paying bills. With the simple click of a button, you can easily pay all your bills with Free Electronic Bill Pay. Schedule your payments and then forget about them so you can save time for the things that matter most! Electronic Bill Pay is safe and secure and your bills are paid on time every time, even when you're on the go! And best of all…. It’s completely FREE!
With Online Bill Pay, you'll get the freedom to:
Pay all your bills safely - in one place and with one password
Pay almost anyone you'd normally pay by check
Schedule payments - days, weeks or up to one year in advance - so you can pay bills even when you're on vacation
Add or delete payees quickly and easily as needed
Check the status of pending payments
Verify what you've paid over the past year
To take advantage of our FREE Electronic Bill Pay service, all you need is a Share Draft (Checking) Account and access to the internet. Enroll quickly and easily online today when you log in to your account using Online Banking and choose “Bill Payment” from the left menu.
To get more information about this service or if you need help with enrolling, please contact the Credit Union today!
MEMBERS® Auto and Homeowners Program
You trust Barton Plant EFCU to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.
- MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
- Convenient e-service, pay your bill or make changes to your policy, even report a claim.
- Receive fast, easy access to claims service 24-hours a day.
- Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.
CLICK HERE for more information on MEMBERS® Auto and Homeowners Insurance Program.
The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.